Blogs

Fannie Mae Removes the Minimum Credit Score Requirement

Angela Smith

Published on: 15/02/2026

Fannie Mae has removed the long-standing 620 minimum credit score requirement for conventional loans, opening the door to new possibilities for some homebuyers. While credit still matters, lenders now have more flexibility to evaluate the full financial picture rather than relying on a single number. Here’s what this change actually means, who it may help, and what buyers should understand before applying.